2009 has been a tumultous year for the global economy and more specifically investment markets.  Interest in our approach to financial and investment planning has driven strong growth for the business with a side effect being a less than consistent delivery of our email newsletter.  In order to rectify this situation we will be reducing the number of newsletters published to one per month.

A consequence of this decision is that the name of our newsletter needs to change.  For the time being the newsletter will be titled Clear Directions.

The latest edition of the newlstter has been sent to subscribers this afternoon.

In this edition we look at one particular area of interest at present - the strength of the Aussie dollar.  We look at this issue by looking at Currency Hedging.

Also in this edition we:

• provide updated market return data in our market news section,
• consider the use of debt recycling,
• provide a link to Scott Francis' latest Eureka Report articles,
• outline changes to the definition of income in relation to government payments income tests,
• link to Vanguard's updated Index Chart and their latest series of video pieces, and
• provide evidence of the three factor model in action.

Please click on the following link to be taken to A Clear Direction's Email Newsletter Archive.

Enjoy the read!!