One of the most profound questions we face in planning our financial future relates to how we turn a lump sum (such as our superannuation balance) into an income stream. For people at, or close to, retirement this is significant because it is how much of their future life will be funded. For people thinking ahead to retirement this is also crucial because it builds a picture of how much is needed for retirement - or for stopping work early and living off their assets.

Scott Francis has contributed an article to the latest edition Alan Kohler's Eureka Report which looks at how two US studies offer a guide to the rate super can be tapped, to maintain an income during retirement.  Click on the following link to read Scott's article - Tap your super, but how much?